There are quite a few auto insurance discounts available out there today. Many drivers are not aware of these discounts because their auto insurance company has made no effort to educate the driver about them (that's why they are often called "hidden discounts".) Here are some common discounts available with most well known auto insurance companies:

• Consolidate your policies. Most auto insurance companies offer a discount if you have both your home and auto insurance policy with the same company. You may also qualify for a discount if you have more than one car on the same policy with the same insurance company.
• Drive a safe car that thieves don't like. If your car has a excellent safety record and has a built-in theft deterrent system(s), you will almost certainly qualify for a nice auto insurance discount. If you have a choice, choose a car with airbags, anti-lock brakes, and an excellent crash test rating.
• Drive defensively and conservatively. All auto insurance companies offer lower premiums for safe drivers. You may also qualify for a discount if you take an optional defensive driving course.